Privacy Policy - EMI Calculator

 

Privacy Policy

Last Updated: June 2026

Welcome to EMI Calculator ("App"), developed by Unique Apps Hub ("we," "our," or "us").

This Privacy Policy explains how we collect, use, store, and protect information when you use our mobile application.

By using the App, you agree to the practices described in this Privacy Policy.

Information We Collect

We are committed to protecting your privacy. The App does not require user registration and does not directly collect personally identifiable information such as:

  • Full Name

  • Email Address

  • Phone Number

  • Physical Address

  • Government Identification Numbers

  • Financial Account Information

  • Contacts

  • Photos

  • Messages

Information Stored Locally on Your Device

The App stores certain information locally on your device to provide functionality.

Calculation History

When you save calculations, the following information may be stored locally:

  • Loan Amount

  • Interest Rate

  • Loan Tenure

  • EMI Results

  • Investment Calculation Results

  • GST Calculation Results

  • Currency Conversion Results

  • Date and Time of Saved Calculations

This information remains on your device and is not transmitted to our servers.

User Preferences

The App may store the following settings locally:

  • Selected Language

  • Selected Currency

  • Selected Number Format

  • Theme Preferences

These preferences are stored using local device storage to improve your user experience.

Financial Calculators

The App includes various calculators, including but not limited to:

  • Personal Loan Calculator

  • Home Loan Calculator

  • Car Loan Calculator

  • Business Loan Calculator

  • Fixed Deposit (FD) Calculator

  • Recurring Deposit (RD) Calculator

  • SIP Calculator

  • PPF Calculator

  • Post Office MIS Calculator

  • GST Calculator

  • Currency Exchange Calculator

  • Cash Counter Tool

All calculations are performed on your device.

We do not store or transmit your financial calculations to our servers.

Advertising

The App uses Google AdMob to display advertisements.

Google AdMob may automatically collect certain information, including:

  • Device Information

  • Advertising ID

  • IP Address

  • Diagnostic Information

  • Ad Interaction Data

  • Usage Data

This information is collected directly by Google and is governed by Google's privacy policies.

Learn more:

Google Ads Privacy Policy:
https://policies.google.com/technologies/ads

Google Privacy Policy:
https://policies.google.com/privacy

Firebase Services

The App uses Firebase and Cloud Firestore for remote configuration and app management features.

Firebase may automatically collect:

  • Device Information

  • IP Address

  • Diagnostic Information

  • Performance Data

  • Usage Information

Firebase is used for purposes such as:

  • App Configuration

  • Privacy Policy URL Management

  • App Update Notifications

  • Feature Management

Learn more:

Firebase Privacy Information:
https://firebase.google.com/support/privacy

Currency Exchange Services

The Currency Exchange Calculator uses third-party exchange rate APIs to provide real-time currency conversion.

When using this feature:

  • Standard internet requests are sent to exchange rate providers.

  • Your IP address may be visible to the exchange rate service provider.

  • No personal information is attached to these requests.

Data Sharing

We do not sell, rent, or trade user information.

We may share limited technical information with trusted third-party providers solely to provide app functionality, including:

  • Google AdMob

  • Google Firebase

  • Currency Exchange API Providers

These providers process information according to their own privacy policies.

Children's Privacy

The App is intended for general audiences.

We do not knowingly collect personal information from children under the age of 13.

If you believe a child has provided personal information, please contact us and we will take appropriate action.

Security

We implement reasonable measures to protect information stored within the App.

However, no method of electronic storage or internet transmission is completely secure, and we cannot guarantee absolute security.

Third-Party Links

The App may contain links to third-party websites or services.

We are not responsible for the privacy practices or content of third-party websites.

Users should review the privacy policies of any third-party services they visit.

Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including:

  • Access

  • Correction

  • Deletion

  • Restriction of Processing

Since most user data is stored locally on your device, you may remove such data by:

  • Clearing App Data

  • Deleting Saved History

  • Uninstalling the Application

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated revision date.

Continued use of the App after changes are posted constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions regarding this Privacy Policy, please contact:

Unique Apps Hub

Email: uniqueappshub@gmail.com

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